We believe that every plan should be based on a clear, step-by-step process. And while financial journeys are often not linear, we believe our team’s thoughtful and careful approach to planning is what makes you better prepared for any twists and turns that lie ahead.
Experience the LifeSync® approach to planning. Align your financial objectives with your personal aspirations to help create the path to the life you want to live.
6 Steps Of Our Investment Planning Process
eMoney Advisor®
We will sit down with you and use our eMoney Advisor planning tool to thoroughly analyze your projected retirement cash flow. eMoney is a dynamic tool that allows realignment with your changing needs whether they are more general or complex.
Discovery
We facilitate an initial discovery session with clients to deep dive into their goals, needs and current financial landscape. By understanding your holistic picture, we can build a customized plan just for you.
Build Your Plan
Using Steps 1 and 2 as the foundation, we will build you a detailed plan outlining your investment strategies, planning needs and next steps. Providing you with an actionable pathway will kickstart your financial journey.
Implementation
A plan is just words on a page until it’s paired with action. We’ll walk with you through each step to implement our recommendations while leveraging a team of internal and external experts to help.
Review & Evaluate
We’ll set a regular cadence of communications to check in with you and discuss your plan’s progress. When life changes, so will your goals, and we want to flex so your plan keeps evolving with you.
Ongoing Coordination
We will continuously coordinate with CPAs, attorneys and Wells Fargo specialists as needed. With access to experts across the WFA ecosystem, your plan will be backed by resources to help you across every part of your financial life.
Based on accepted statistical methods, eMoney uses a mathematical process used to implement complex statistical methods that chart the probability of certain financial outcomes at certain times in the future. This charting is accomplished by generating hundreds of possible economic scenarios that could affect the performance of your investments. Using Monte Carlo simulation this report uses up to 1,000 scenarios to determine the probability of outcomes. Resulting from the asset allocation choices and underlying assumptions regarding rates of return and volatility of certain asset classes. Some of these scenarios will assume very favorable financial market returns, consistent with some of the best periods in investing history for investors. Some scenarios will conform to the worst periods in investing history. Most scenarios will fall somewhere in between.
